System integration will be completed by SivecoRomania S

System integration will be completed by SivecoRomania S.A., Romania's leading software provider. The FICO Score will becomeavailable to lenders in Romania later this month. "Bycombining FICO scores with application information and custom scoring systemsthey may already be using, our clients can assess consumer credit risk with asignificantly greater degree of precision. This in turn will enable our clientsto tailor their credit offerings to the risk profile of credit consumers,increasing their penetration of the market in a controlled, informed, andcustomizable fashion." Lenders can use the FICO Score from Biroul de Credit at all stages in theconsumer credit lifecycle to improve decisions throughout the lending process,from account acquisition and account origination to full portfolio management.The FICO Score from Biroul de Credit also may assist Romanian lenders to meettheir Basel II and other regulatory compliance requirements. "With its proven performance, the FICO Score provides a way for lendersthroughout Romania to quickly implement highly predictive risk-assessmentsolutions, resulting in more consistent and accurate credit decisions. The FICOScore (from 300 to 850) from Biroul de Credit predicts the probability that aconsumer will repay his credit; the higher the score, the higher the likelihoodthat the consumer will repay his debt in a timely fashion.

Designed to beconsistently scaled across credit bureaus and across national borders, the scorehas established a global standard for consumer credit risk assessment. The FairIsaac technology underlying the scoring model enables rapid deployment in anycountry with credit bureau data. Fair Isaac has established alliances with credit bureau partners in nine othernations outside of the United States: Russia, Brazil, Singapore, the Republic ofKorea, Ireland, Bahrain, United Kingdom, South Africa and Canada. In Europe andthe Middle East, Fair Isaac's score has been implemented in Poland, SaudiArabia, Sweden and Turkey. In Asia, lenders are using FICO score in Thailandand Taiwan.

In Latin America, lenders in Brazil, Mexico, Peru and Panama areadding FICO score to their risk management operations. The score also iscurrently being evaluated by other institutions across Europe, the Middle East,Africa, Asia-Pacific, and Latin America. About Biroul de CreditBiroul de Credit is the Romanian private credit bureau. Established at theinitiative of the Romanian bank in 2004, Biroul de Credit assists lenders andother participants in the consumer credit system through the provision of real,timely and consistent credit-history information about individuals who havereceived loans from banks or financial companies or whose lease was insuredagainst the risk of nonpayment. Biroul de Credit currently manages both negativeand positive credit history data obtained from banking and non-banking sources.For more information please go to About Fair IsaacFair Isaac Corporation (NYSE:FIC) transforms business by making every decisioncount. Fair Isaac's Decision Management solutions combine trusted advice,world-class analytics and innovative applications to give organizations thepower to automate, improve and connect decisions across their business.

Clientsin 80 countries work with Fair Isaac to increase customer loyalty andprofitability, cut fraud losses, manage credit risk, meet regulatory andcompetitive demands, and rapidly build market share. Learn more about Fair Isaacat About SivecoSIVECO Romania has become one of the most important providers and softwareintegrators of EAS, eLearning, eHealth, eBusiness, eGovernment global solutionsand turnkey projects from Romania. The company has gained a solid reputation oninternational markets. Due to its geographical position and its multi-lingualfacilities, SIVECO Romania offers IT solutions for the European Union andAmerican markets. The organization is 1 software company in Romanian Chamber ofCommerce official classification. Isaac Statement Concerning Forward-Looking InformationExcept for historical information contained herein, the statements contained inthis press release that relate to Fair Isaac, including statements regarding itsFICO score, and the relationship described herein, and the benefits to bederived from the offering, are forward-looking statements within the meaning ofthe "safe harbor" provisions of the Private Securities Litigation Reform Act of1995.